Lending Criteria
Clear parameters for transaction eligibility and structure
Transaction Types
Bridge Loans
Short-term financing for transitional capital needs
Acquisitions
Purchase financing for residential and commercial properties
Refinances
Refinancing of existing properties to optimize structure
Investor Portfolios
Portfolio-level financing for multiple properties
Property Types
Residential
Investment properties including single-family, condos, and apartments
Commercial
Commercial real estate properties
Lien Position
First Lien Position Only
All loans must be secured by a first lien on the subject property.
Loan-to-Value
Up to 75% LTV
Maximum loan-to-value ratio of 75% based on property valuation.
Interest Rate
9% - 14% (interest-only)
Interest-only payments ranging from 9% to 14% based on property and transaction profile.
Appraisal Requirements
Appraisals Required in Most Transactions
Professional property appraisals are required in most transactions to establish valuation.
Funding Timeline
48-hour funding available
Funding available in as little as 48 hours. Subject to underwriting and transaction specifics.
Capital Structure
Direct Capital Source
We fund transactions directly, enabling efficient closings without intermediary delays.
All loan terms, rates, and conditions are subject to underwriting approval and may vary based on transaction specifics.