Question 1

What types of properties do you finance?

Accepted Answer

We finance residential properties (including single-family, condos, and apartments) and commercial properties including retail, office, mixed-use, multifamily 5+, warehouse, and special purpose properties. All loans are secured by first lien position.

Question 2

What is the maximum LTV?

Accepted Answer

We lend up to 75% loan-to-value (LTV) depending on the property type and transaction. LTV is calculated based on the appraised value or purchase price, whichever is lower.

Question 3

What are your rates?

Accepted Answer

Interest rates range from 9% to 14%, interest-only, depending on the property, LTV, and overall transaction profile. We provide a rate quote after reviewing your submission.

Question 4

What are the loan terms?

Accepted Answer

Loan terms range from 12 to 36 months. We structure terms based on your project timeline and exit strategy.

Question 5

What are the fees and closing costs?

Accepted Answer

Origination fees typically range from 1-2% depending on the transaction. Closing costs (title, escrow, legal, etc.) are the responsibility of the borrower. Exact fees are provided upfront during the underwriting process so there are no surprises at closing.

Question 6

How fast can you fund?

Accepted Answer

We can fund in as little as 48 hours for straightforward transactions. Most deals close within 1-2 weeks depending on appraisal and title timing.

Question 7

Do I need to work with a broker?

Accepted Answer

No. We work directly with real estate investors as well as through mortgage brokers and capital advisors. Submit your deal directly or have your broker reach out.

Question 8

What do you need to get started?

Accepted Answer

Start by submitting our online form with basic property and transaction details. We'll respond within 24 hours with next steps and any additional information needed.

Question 9

What geographies do you cover?

Accepted Answer

We lend nationwide on qualifying properties. Some state-specific restrictions may apply. Submit your deal and we'll confirm eligibility.

Common Questions

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